Short answer: yes. As of November 2026, redT Homes has new construction homes inside Denver city limits from $540,000 to $685,000. Most are townhomes or half duplexes with attached garages, in established neighborhoods like City Park West, Berkeley and Sunnyside, and several are move-in ready now.
Below is every redT home in Denver under $700,000, what you get at each price point, and what the monthly payment looks like.
Key takeaways
- Starting price: $540,000 for a new 2- or 3-bedroom townhome.
- Move-in ready now: City Park West townhomes ($540,000–$640,000), northwest Denver duplexes ($550,000–$685,000), and a LEED Platinum home in southeast Denver ($640,000).
- Under construction: Thirty Eight West in Berkeley and 44th Avenue Townhomes in Sunnyside, with 2026 completion.
- Payments: about $3,300 to $4,200 a month in principal and interest with 10% down at today's rates.
- Fees: several communities have no HOA, only a party wall agreement.
New construction homes in Denver under $700K (November 2026)
| Home | Neighborhood | Bd / Ba | Sq ft | Status | Price* |
|---|---|---|---|---|---|
| 1652 N Lafayette St #2 | City Park West | 3 / 2.5 | 1,514 | Move-in ready | $540,000 |
| 3923 W 38th Ave #504 | Berkeley | 2 / 2 | 1,168 | Under construction | $540,000 |
| 5282 Columbine Ln | NW Denver | 3 / 2.5 | 1,509 | Move-in ready | $550,000 |
| 1642 N Lafayette St #3 | City Park West | 2 / 2.5 | 1,448 | Move-in ready | $595,000 |
| 3927 W 38th Ave #103 | Berkeley | 2 / 2.5 | 1,642 | Under construction | $625,000 |
| 1642 N Lafayette St #1 | City Park West | 2 / 2.5 | 1,616 | Move-in ready | $640,000 |
| 1121 S Dahlia St | Southeast Denver | 4 / 3.5 | 1,721 | Move-in ready | $640,000 |
| 2832 W 44th Ave #201 | Sunnyside | 2 / 3 | 1,421 | Under construction | $660,000 |
| 5516 Clay Ct | NW Denver | 3 / 2.5 | 1,979 | Move-in ready | $685,000 |
| 5542 Clay Ct | NW Denver | 3 / 2.5 | 1,979 | Move-in ready | $685,000 |
*Prices as of November 10, 2026 and subject to change. Each listing page has current pricing and a payment estimate.
What $540,000 to $600,000 buys
At the entry price point you're looking at a 2- or 3-bedroom townhome of roughly 1,150 to 1,500 square feet with an attached garage. The Lafayette townhomes in City Park West are move-in ready and minutes from City Park, Cheesman Park and downtown. At Thirty Eight West, $540,000 gets you a new three-level home four blocks from Tennyson Street, with a bonus loft and no HOA dues. If you'd rather have a half duplex, 5282 Columbine Lane adds an oversized two-car garage for $550,000.
What $600,000 to $700,000 buys
Moving up gets you more space or more outdoor living. 3927 W 38th Ave #103 has a rooftop deck with mountain views and a rare two-car garage. 44th Avenue Townhomes in Sunnyside pairs a corner lot with a private rooftop deck. The Birch Leaf end units are the largest homes on this list at 1,979 square feet, with only one shared wall, a main-floor office and a two-car garage. And if you want four bedrooms and a backyard, the LEED Platinum-certified 1121 S Dahlia Street is a detached-garage home in southeast Denver.
Estimated monthly payments
Principal and interest on a 30-year fixed loan at 7.18%, the Freddie Mac average as of November 5, 2026:
| Home price | 10% down | 20% down |
|---|---|---|
| $540,000 | $3,292/mo | $2,927/mo |
| $600,000 | $3,658/mo | $3,252/mo |
| $650,000 | $3,963/mo | $3,523/mo |
| $700,000 | $4,268/mo | $3,794/mo |
Property taxes, homeowners insurance, any party wall or HOA fee, and mortgage insurance (with less than 20% down) are added on top. Your lender can give you an exact number, and many buyers use a builder rate buydown to lower the payment.
Why new construction under $700K is usually a townhome or duplex
Land is the most expensive part of building in central Denver. Sharing a wall lets a builder put two to six homes on a lot that would otherwise hold one, which is how a new home in an established neighborhood can come in under $700,000. The trade-off is a smaller yard. In return you get current building systems, energy-efficient construction, builder warranties, and far less maintenance than a 100-year-old house. For a deeper comparison, see Townhome vs. Single-Family Home in Denver.
What to ask before you buy
- Is there an HOA, or a party wall agreement, and what does it cover?
- What warranty comes with the home, and who handles warranty requests?
- For homes under construction: what's the expected completion date, and can you still choose finishes?
- Does the builder offer incentives such as a rate buydown or closing cost credit?
We put together the full list in 11 Questions to Ask a Denver Townhome Builder Before You Buy.
See them in person
The best way to compare these homes is to walk through them. Browse all redT townhomes or contact our team to set up a tour.
Frequently asked questions
Can you buy a new construction home in Denver for under $700,000?
Yes. As of November 2026, redT Homes has new construction townhomes and half duplexes inside Denver city limits from $540,000 to $685,000, including move-in ready homes in City Park West and northwest Denver and homes under construction in Berkeley and Sunnyside.
What is the cheapest new construction home in Denver right now?
Among redT's current Denver homes, the lowest price is $540,000: a 3-bedroom, 1,514 sq ft townhome at 1652 N Lafayette Street in City Park West (move-in ready) and a 2-bedroom, 1,168 sq ft townhome at Thirty Eight West in Berkeley (under construction).
What is the monthly payment on a $600,000 home in Denver?
With 10% down and a 30-year fixed rate of 7.18% (the Freddie Mac average as of November 5, 2026), principal and interest on a $600,000 home is about $3,658 a month. Property taxes, insurance, any HOA or party wall fee, and mortgage insurance are added on top.
Do new townhomes in Denver have HOA fees?
Not always. Several redT communities, including Thirty Eight West and Birch Leaf, have no HOA and instead use a party wall agreement for shared items. The Lafayette townhomes have a party wall fee of $113 a month.
Is it better to buy new construction or a resale home under $700K in Denver?
Under $700,000, resale homes in central Denver are often older or need updates, while new construction gets you current building systems, energy efficiency, and builder warranties, usually as a townhome or duplex rather than a detached house. The right choice depends on whether you value a yard and lot size or lower maintenance and newer systems.